The trend since 2019.
The latest available read: 30-Year Mortgage Rate is at 6.71% as of week of September 3, 2026. Source: FRED · MORTGAGE30US.
Why it matters.
If you're shopping for a home or refinancing, this rate directly affects your monthly payment and total borrowing cost over three decades. Even small rate changes add thousands of dollars to what you'll pay, making this one of the most consequential numbers for your finances.
Where it fits.
30-Year Mortgage Rate feeds the Housing view — one of the six areas behind the site's Macro IQ score.