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CPI Inflation: the latest available reading.

3.30% -0.16 vs prior month July 2026 · updated monthly

Inflation is running at 3.30% year-over-year, down slightly from the prior month and well below the peaks seen earlier this year. The trend is improving as price pressures gradually ease back toward the Federal Reserve's 2% target.

The trend since 2019.

The latest available read: CPI Inflation is at 3.30% as of July 2026. Source: FRED · CPIAUCSL.

Why it matters.

This number directly affects your purchasing power, mortgage rates, and investment returns. Lower inflation means your paycheck stretches further and borrowing costs should eventually decline, but it's still elevated enough to erode savings if you're holding cash.

Where it fits.

CPI Inflation feeds the Inflation & the Fed view — one of the six areas behind the site's Macro IQ score.